Kuwait Credit Information Network Company (CINet), has launched its new smart application with a modern and advanced interface designed to enable users to access their credit files and data easily and securely, assisting them in making more informed financial decisions.

What distinguishes the CINet " application is its user-friendly design, making it a tool for every individual in the local community. It features ease of use and clear benefits available to the public, allowing anyone to access and manage their credit file with smoothness and transparency, while benefiting from a range of advanced features, including:

Instant display of credit scores, credit records, and the ability to download the full credit report.

Comprehensive review of all credit facilities such as loans and credit cards, whether for open or closed accounts, with the capability to view the complete credit history and outstanding amounts.
Analytical indicators and demographic comparisons that help users understand their performance more deeply.

On this occasion, the CEO of CINet, Mai Al-Owaish, stated: “At CINet, we are committed to continuous development and adopting the latest technologies to provide smart solutions that enhance financial awareness among users and enable them to make informed decisions. The launch of this application marks an important milestone in our efforts to empower the community to understand and interact with their financial data with full transparency and ease."

Al-Owaish added, "We strive to enhance awareness of credit culture in Kuwait as a reflection of CINet's commitment to its role as a community partner in the 'Let’s Be Informed' awareness campaign, aiming to spread and promote financial and banking culture regarding personal financing and borrowing processes."

In her turn, Latifa Al-Musallam, Director of Digital Transformation and Innovation at CINet, said: "Our goal is to provide credit information to individuals in a free and easily accessible manner. The application allows users to review their past credit performance, check their current obligations, as well as their credit classification, which is a fundamental indicator relied upon by financial institutions in their decisions related to granting facilities. This classification reflects an individual's ability to meet financial obligations based on their credit behavior and financial history."

Al-Musallam also indicated that the application will soon launch additional features, such as "Freezing Credit Inquiry," alongside advanced intelligent analytics that grant users greater control and clarity in managing their financial data.

Al-Owaish highlighted that the company seeks to increase its capital and enhance its financial capacity to expand its range of services and provide integrated solutions for credit and risk management that meet the needs of individuals, businesses, and institutions across various sectors.